Bacon & Day made possibly the sweetest banjo-mandolins, though using the words "sweet" and "banjo-mandolin" in the same sentence is a great big oxymoron. The B & D, however, can used to make real music. This is about as nice as one of these can be.
Our "Cash price" policy: unfortunately, the credit card companies support "swiped" charges in which the card is physically run through the card reader. Phone-in charges are charged at a much higher rate (to the seller) which can take quite a big chunk out of a high-dollar sale. Thus, for those call-in sales, let's discuss the issue at the time; hopefully, we can figure some way to deal with it.